A hat and clothes in a suitcase for a cheap holiday

Budgeting and saving

8 ways to keep your holidays cheap and budget-friendly

Explore 8 easy ways to keep your holiday budget-friendly! From smart spending to local eats, enjoy your vacation without the financial stress.

5 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

Ways to boost your financial independence

March 2024 Beforepay Beat highlights: Learn about debunking common homeownership myths and steps to help you increase your salary.

6 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

Self-care and Valentine's Day on a budget

February 2024 Beforepay Beat highlights: Learn how to spot a romance scammer and self-care and financial independence on a budget.

6 minute read
A man and a woman on an affordable Valentine's Day Date at the park

Budgeting and saving

Affordable Valentine's Day ideas under $50

Discover budget-friendly ways to spend Valentine's Day with these affordable ideas! From picnics to stargazing, celebrate love without breaking the bank.

17 minute read

Budgeting and saving

Kickstart your 2024 with financial resolutions

January 2024 Beforepay Beat highlights: Learn budgeting hacks for back to school and cheap holiday hacks to keep your wallet happy.

7 minute read
Person saving money using a piggy bank

Managing my finances

Budgeting and saving

How to save money on a low income

Discover budgeting tips for saving on a low income in Australia. Learn to manage spending, access government assistance, and build financial resilience.

6 minute read
Back to school image with tables and chairs with stationery

Budgeting and saving

How to budget for back to school costs

Budget wisely for back to school costs with these tips, from early planning to discounts and finding smart ways to save on essentials.

10 minute read
Cheap beach holiday destinations in Australia

Managing my finances

Budgeting and saving

Cheap holidays in Australia

Discover wallet-friendly Australian getaways! Our list offers budget-friendly holiday options for your next memorable escape.

17 minute read
A man and woman staring at laptop planning their financial resolutions together

Budgeting and saving

Financial Resolutions A-Z

Dive into our A-Z financial resolutions for easy steps toward confidence and control, from emergency savings to meal prepping.

12 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

5 Ways to help you stick to your budget

November 2023 Beforepay Beat highlights: Learn about a quick hacks to help you stick to your Christmas budget and Ideas for making some extra cash over the holidays.

9 minute read
Family celebrating a budget friendly Christmas at home

Budgeting and saving

How to manage your budget and spending over Christmas

Stick to your 2023 Christmas budget and manage your end of year spending with these smart money tips.

10 minute read
Man filling up car at petrol station

Budgeting and saving

Popular

7 apps to help you find cheap petrol

Looking for cheap petrol near you? Here are 7 apps that could help you save the next time you plan to fill up.

7 minute read
A girl with a thumbs up sign with a logo of Beforepay and Finder Award.

Budgeting and saving

Beforepay highly commended in Finder Awards 2023

Beforepay has been highly commended in the Finder Customer Satisfaction Awards 2023, rated by real customers with real experiences.

5 minute read
Putting coin in a jar beside a miniature house

Managing my finances

Budgeting and saving

Why you should think about saving money for an emergency fund

Learn why having an emergency fund is crucial and how it can benefit you. Find out tips and strategies to start saving for unexpected events.

6 minute read
Hand holding a phone with an online grocery on the screen.

Budgeting and saving

Why your grocery bill is costing more

Why grocery shopping has become expensive amid the rising cost of living, and things you can do to save money on your groceries.

6 minute read
Adjusting air conditioner temperature could help with savings on your electricity bill.

Budgeting and saving

How to save on your electricity bill in summer

Rising energy prices could mean higher electricity bills. See how much Aussies spend on their electricity bills and how you could save money on yours.

11 minute read
A lady holding shopping bags

Budgeting and saving

Ideas for doing Christmas and New Year on a budget

Thinking about how to keep your finances in check over Christmas and New Year? Stick to your budget and save with these money tips!

11 minute read

Budgeting and saving

5 Steps to manage your financial wellbeing

Try these 5 steps for managing your financial wellbeing to build resilience and gain confidence and control when it comes to your money.

11 minute read
Save money and free up your budget by reviewing your subscriptions.

Managing my finances

Budgeting and saving

4 Reasons to spring clean your subscriptions and how to do it

If you’re looking for ways to save money amid inflation and rising costs, reviewing your subscriptions might be a good place to start.

9 minute read

Budgeting and saving

5 tips to manage the rising cost of living

A look at how the rising cost of living is impacting everyday working Australians, and money management tips to help.

8 minute read
Saving for the Easter long weekend - Beforepay

Budgeting and saving

Saving for the long weekend

The Easter long weekend is just around the corner. Check out these planning tips to help you make the most of your budget and time this long weekend.

3 minute read

Budgeting and saving

10 Easy ways to save money every day

Budget planning and money management are useful life skills. Here are 10 easy ways to save money every day to help you take back control of your finances.

7 minute read

Budgeting and saving

How to cut your weekly grocery shopping costs

The weekly grocery shop can be daunting and overwhelming for some. Here are our tips and tricks to cut down your weekly grocery shopping costs to help you take back control of your finances.

3 minute read
a glass filled with coins and a plant growing out of it.

Budgeting and saving

4 Steps you need in your life for building a budget

Still using Excel spreadsheets to do your budget planning? Here are four steps you need in your life for building a budget to help you take back control of your finances.

5 minute read

We are on a mission

  • Rocket ship

    Wages without waiting

    Traditional pay cycles make you wait for your pay, we’re here to help you access the money you’ve worked hard for.

  • Budgeting goals badge (arrow in bullseye)

    Budget better

    Budgeting is tough, so we look at your spending and create a tailored budget just for you. Your mum will be thrilled.

  • Repay the smarter way badge (lips)

    Flat rate

    Traditional lenders charge 50% - 120% in interest & fees. Um. We don’t even know what to say to that, other than don’t go there.

  • support image

    Loving you 24/7

    We know questions don’t pop up on schedule, so we’re here 24/7

  • secure image

    We play it safe

    We value and respect our customers, that includes their data.

  • access image

    Name the place & time

    We know you get around, so with us you can access your pay anywhere. Anytime.

Download

4.8 Stars

Join 700,000+ happy Aussies!