![Jars of savings with labels housing, savings and medical](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%2813%29.png)
Managing my finances
Budgeting and saving
How to save money: 36 tips you could try to build your savings
Learn 36 practical ways for how to save money to help you boost your savings. From tracking expenses to negotiating bills, this article covers it all!
![](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%2811%29-1.png)
Managing my finances
Why should I care about the federal budget?
How does the federal budget really impact our daily lives? Read on to find out and for tips for how to navigate any changes.
![Woman smiling holding her phone to apply for a pay advance](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%2810%29.png)
Managing my finances
6 common myths about pay advances
Pay advances can serve as a reliable safety net when you find yourself facing unexpected expenses. Debunk these common myths about pay advances!
![Two people moving into their first home together](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%283%29-Mar-18-2024-04-57-38-8364-AM.png)
Managing my finances
6 common myths about buying your first home
Ready to buy your first home? Don't fall for these common myths! Discover the reality about being a homeowner with our tips and insights.
![A couple discussing personal loans](https://blog.beforepay.com.au/hubfs/Personal%20loan%20tips-1.png)
Managing my finances
Resources
Personal loan tips for first time borrowers
Navigate personal loans confidently with our guide for first-time borrowers. Explore tips on determining loan amounts, and finding the right option.
![A mother feeding her child while working from home after maternity leave.](https://blog.beforepay.com.au/hubfs/Maternity%20leave-1.png)
Managing my finances
Resources
Tips to ease your return to work after maternity leave
Get ready to return to work after maternity leave with our organised guide, including checklists for 30 days and 1 week before your return.
![A couple sitting down talking about money together](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%281%29-Feb-01-2024-06-51-43-4048-AM.png)
Managing my finances
How to talk about money with your partner
Learn how to talk about money in a relationship. Navigate financial discussions with tips for open communication and building a strong partnership.
![A man helping a woman with her computer skill training](https://blog.beforepay.com.au/hubfs/2-Feb-13-2024-04-32-48-5645-AM.png)
Managing my finances
How to increase your salary with career development and skill training
Boost income with career development and skill training! Get tips on setting goals, finding mentors, overcoming challenges, and enhancing job skills.
![Two people looking at a tablet organising their joint bank account together](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%281%29-4.png)
Managing my finances
Resources
Should I open a joint bank account? Explore the pros and cons
Discover the pros and cons of joint bank accounts vs. separate finances. Find balance in managing money as a couple with our helpful insights.
![Person saving money using a piggy bank](https://blog.beforepay.com.au/hubfs/How%20to%20save%20on%20a%20low%20income-1.png)
Managing my finances
Budgeting and saving
How to save money on a low income
Discover budgeting tips for saving on a low income in Australia. Learn to manage spending, access government assistance, and build financial resilience.
![Cheap beach holiday destinations in Australia](https://blog.beforepay.com.au/hubfs/Holiday%20destinations-1.png)
Managing my finances
Budgeting and saving
Cheap holidays in Australia
Discover wallet-friendly Australian getaways! Our list offers budget-friendly holiday options for your next memorable escape.
![A woman baking as a side hustle](https://blog.beforepay.com.au/hubfs/4-2.png)
Managing my finances
Side hustle jobs in Australia
Explore profitable side gigs in Australia! Find freelance jobs, part-time opportunities, and flexible work for extra income. Start your side hustle today.
![two women sitting down next to each other smiling](https://blog.beforepay.com.au/hubfs/Brightened%20banner.png)
Managing my finances
Understanding different types of insurance
Explore situations where insurance is useful, the range of claims you can make, and the potential savings it can bring to your financial security.
![drawings of car, house and family](https://blog.beforepay.com.au/hubfs/2-4.png)
Managing my finances
6 steps to help you choose the right insurance
Choosing the right insurance can feel overwhelming. Here are 6 steps to help you understand what insurance is, types of coverages and key terms.
![Using finger print on phone](https://blog.beforepay.com.au/hubfs/B4P_BLOG-BANNER%20%283%29.png)
Managing my finances
Keeping your information safe online: A Q&A with Beforepay CTO Rajini Carpenter
We sat down with Beforepay’s Chief Technology Officer, Rajini Carpenter, to break down what cybersecurity is and tips for keeping your information safe!
![A girl smiling holding her phone, a laptop and boxes on her desk.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%287%29-3.png)
Managing my finances
Ways to earn extra money that work with your schedule
Explore simple and creative ways you could make extra money, from growing your savings to starting a side hustle.
![A man holding a box with his things](https://blog.beforepay.com.au/hubfs/88.png)
Managing my finances
4 Tips to help you navigate job loss
Explore strategies, resources and support to overcome the challenges of job loss and navigate career transitions effectively.
![Putting coin in a jar beside a miniature house](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%2830%29-1.png)
Managing my finances
Budgeting and saving
Why you should think about saving money for an emergency fund
Learn why having an emergency fund is crucial and how it can benefit you. Find out tips and strategies to start saving for unexpected events.
![Couple looking at phone.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%284%29-1.png)
Managing my finances
How do I choose an international money transfer service?
How to send money overseas and find the best international money transfer service, with tips from Western Union.
![Small model of a house with 6 stacks of gold coins in a row to the left.](https://blog.beforepay.com.au/hubfs/banner-rent-March-2023.png)
Managing my finances
8 ways to ease the stress of rising rent prices
Are you feeling the pressure of the rental crisis and rising rent in Australia? Learn 8 practical ways to save money and ease the cost of living stress.
![Man and woman sitting in front of a laptop.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%2824%29.png)
Managing my finances
6 ways you can manage your debt
These 6 simple practices could help you make informed decisions about your financial future and provide ways to get better at managing your debt.
![Young man wearing glasses sitting in front of a computer while studying.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%2816%29.png)
Managing my finances
8 questions to ask yourself about HELP loans
Learn how you can access financial support for education, including what you need to know about HELP loans, as well as alternative study loan options.
![Young female professional in front of glass meeting room doors in the office.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%2820%29.png)
Managing my finances
4 steps that could help increase your salary
Find out how you might be able to increase your salary, from asking for a pay rise and navigating salary negotiations to upskilling to boost your earning potential.
![Get financially fit with a 7 Day Savings Challenge](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%2815%29.png)
Managing my finances
Get financially fit with our 7 day savings challenge
Take on our 7 Day Savings Challenge to boost your savings and start positive money management habits that you can take into the year ahead!
![Save money and free up your budget by reviewing your subscriptions.](https://blog.beforepay.com.au/hubfs/2022_BLOG-BANNER%20%282%29-1.png)
Managing my finances
Budgeting and saving
4 Reasons to spring clean your subscriptions and how to do it
If you’re looking for ways to save money amid inflation and rising costs, reviewing your subscriptions might be a good place to start.
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Managing my finances
How to navigate financial stress
Financial decisions can feel big and overwhelming. Learn about what is financial stress and how to navigate it to help you take back control of your finances.
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Managing my finances
How to handle big money decisions
Financial decisions can feel big and overwhelming. Learn how to handle big money decisions to help you take back control of your finances.