Top financial tips and savings from Beforepay in 2024

The contents provided on this page are for informational purposes only and do not constitute financial advice. Consider your personal circumstances and objectives before making any financial decisions.


As 2024 comes to a close, it’s the perfect time to reflect on some highlights we've been able to achieve with the Beforepay community over the last 12 months! 

At Beforepay, our goal is to help individuals manage their money more effectively, borrow responsibly, and save for the future. Whether the community has taken advantage of our budgeting tools, read our expert tips, or borrowed with Beforepay, we’re excited to highlight how our services have supported people in taking control of their finances.

Here’s a look back at some of the standout moments from 2024, and how Beforepay has played a part in the financial journeys of our community.

 

1. Beforepay's top money tips of 2024

Throughout the year, we’ve seen strong engagement with money management tips, and we’re thrilled that so many members of the Beforepay community have found value in our content!

We’re committed to providing helpful, actionable advice to help everyone make smarter financial decisions.

Here are the five most-read articles of 2024 that shaped financial journeys:

2. Borrowing smarter: How Beforepay helped Australians save on fees

Borrowing money is often necessary, but it doesn’t have to come with high fees and hidden costs. At Beforepay, we’re committed to providing an affordable and transparent borrowing experience. When comparing Beforepay to payday loans, the savings speak for themselves.

In fact, borrowing a total of $1,000 over the course of the year with Beforepay Pay Advance could have saved you $150 in fees compared to payday loans*.

This is based on an establishment fee of 20% commonly associated with payday loans, excluding monthly fees and other fees.

With Beforepay, the approach to lending ensures that repayment terms are clear, and there are no surprise fees. Borrowing with Beforepay is not only more affordable but also safer compared to the alternatives.

3. What customers thought about Beforepay in 2024

Feedback from the Beforepay community is invaluable, and we’re always looking for ways to improve the experience. We love hearing what works, and based on reviews this year, these three aspects stood out the most:

  • User Experience
    Many community members have shared that the Beforepay app is easy to navigate. We’re glad the design makes managing finances simple and hassle-free.

  • Service
    Providing great customer service is at the heart of what Beforepay does. We’re proud that our support team has been helpful, knowledgeable, and easy to reach.

  • Our Staff
    The team at Beforepay is incredibly grateful for the kind words shared by community members. We strive to provide a personal touch with every interaction, and it’s rewarding to know that it’s making a difference.

Here are some reviews from Beforepay customers! 

“What I love about this app is that it is so easy to gain access to cash before pay comes through, but also the app is just so easy to use and the interface is superb.” – Multitimmy

“A very positive service without allowing me to go beyond my means. No astronomical fees considering the time period provided to repay what I’ve borrowed.” – David D.

“Beforepay are fair and does everything they can to assist customers. I found their staff excellent to deal with.” – Andrew

As we step into 2025, Beforepay is excited to continue supporting the community on its financial journey. Our goal is to keep helping individuals make smarter financial choices, save more, and borrow responsibly. In the coming year, we’ll bring even more tools, tips, and resources to help community members reach their financial goals.

We look forward to helping everyone build on the progress made in 2024 and setting up for an even more successful 2025.


Disclaimer: Beforepay Group Ltd, ABN: 63 633 925 505. Beforepay allows eligible customers to access their pay and provides budgeting tools. Beforepay does not provide financial products, financial advice or credit products. The views provided in this article include factual information and the personal opinions of relevant Beforepay staff and do not constitute financial advice. Beforepay and its related bodies corporate make no representation or warranty, express or implied, as to the accuracy, completeness, timeliness or reliability of the contents of this blog post and do not accept any liability for any loss whatsoever arising from the use of this information. Please read our Terms of Service carefully before deciding whether to use any of our services.   

*The calculation for savings attained by taking out a Beforepay Pay Advance compared to a payday loan is based only on the 20% establishment fee that is commonly associated with each respective product, and does not include any other fees. Each payday lender will have its own fee structure. These figures have been included for general information only without considering your personal circumstances. Results are estimates; the actual amounts may be higher or lower.