Woman smiling holding her phone to apply for a pay advance

Managing my finances

6 common myths about pay advances

Pay advances can serve as a reliable safety net when you find yourself facing unexpected expenses. Debunk these common myths about pay advances!

7 minute read
A hat and clothes in a suitcase for a cheap holiday

Budgeting and saving

8 ways to keep your holidays cheap and budget-friendly

Explore 8 easy ways to keep your holiday budget-friendly! From smart spending to local eats, enjoy your vacation without the financial stress.

5 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

Ways to boost your financial independence

March 2024 Beforepay Beat highlights: Learn about debunking common homeownership myths and steps to help you increase your salary.

5 minute read
Two people moving into their first home together

Managing my finances

6 common myths about buying your first home

Ready to buy your first home? Don't fall for these common myths! Discover the reality about being a homeowner with our tips and insights.

9 minute read
A couple discussing personal loans

Managing my finances

Resources

Personal loan tips for first time borrowers

Navigate personal loans confidently with our guide for first-time borrowers. Explore tips on determining loan amounts, and finding the right option.

8 minute read
A mother feeding her child while working from home after maternity leave.

Managing my finances

Resources

Tips to ease your return to work after maternity leave

Get ready to return to work after maternity leave with our organised guide, including checklists for 30 days and 1 week before your return.

8 minute read
A couple sitting down talking about money together

Managing my finances

How to talk about money with your partner

Learn how to talk about money in a relationship. Navigate financial discussions with tips for open communication and building a strong partnership.

5 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

Self-care and Valentine's Day on a budget

February 2024 Beforepay Beat highlights: Learn how to spot a romance scammer and self-care and financial independence on a budget.

6 minute read
A man helping a woman with her computer skill training

Managing my finances

How to increase your salary with career development and skill training

Boost income with career development and skill training! Get tips on setting goals, finding mentors, overcoming challenges, and enhancing job skills.

8 minute read
Two people looking at a tablet organising their joint bank account together

Managing my finances

Resources

Should I open a joint bank account? Explore the pros and cons

Discover the pros and cons of joint bank accounts vs. separate finances. Find balance in managing money as a couple with our helpful insights.

4 minute read
A man and a woman on an affordable Valentine's Day Date at the park

Budgeting and saving

Affordable Valentine's Day ideas under $50

Discover budget-friendly ways to spend Valentine's Day with these affordable ideas! From picnics to stargazing, celebrate love without breaking the bank.

17 minute read

Budgeting and saving

Kickstart your 2024 with financial resolutions

January 2024 Beforepay Beat highlights: Learn budgeting hacks for back to school and cheap holiday hacks to keep your wallet happy.

7 minute read
Person saving money using a piggy bank

Managing my finances

Budgeting and saving

How to save money on a low income

Discover budgeting tips for saving on a low income in Australia. Learn to manage spending, access government assistance, and build financial resilience.

6 minute read
Back to school image with tables and chairs with stationery

Budgeting and saving

How to budget for back to school costs

Budget wisely for back to school costs with these tips, from early planning to discounts and finding smart ways to save on essentials.

10 minute read
Cheap beach holiday destinations in Australia

Managing my finances

Budgeting and saving

Cheap holidays in Australia

Discover wallet-friendly Australian getaways! Our list offers budget-friendly holiday options for your next memorable escape.

17 minute read
A woman baking as a side hustle

Managing my finances

Side hustle jobs in Australia

Explore profitable side gigs in Australia! Find freelance jobs, part-time opportunities, and flexible work for extra income. Start your side hustle today.

11 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

5 Ways to help you stick to your budget

November 2023 Beforepay Beat highlights: Learn about a quick hacks to help you stick to your Christmas budget and Ideas for making some extra cash over the holidays.

9 minute read
Australian spending money using their credit card

Cost of Living Index

November 2023 Beforepay Cost of Living Index

Daily spending increased by 2.8% in November 2023 according to the Beforepay Cost of Living Index.

5 minute read
Family celebrating a budget friendly Christmas at home

Budgeting and saving

How to manage your budget and spending over Christmas

Stick to your 2023 Christmas budget and manage your end of year spending with these smart money tips.

10 minute read
The Beforepay Beat newsletter logo

4 ways to protect your finances

October 2023 Beforepay Beat highlights: Learn how to keep yourself safe online and why green cars have the cheapest car insurance.

7 minute read
two women sitting down next to each other smiling

Managing my finances

Understanding different types of insurance

Explore situations where insurance is useful, the range of claims you can make, and the potential savings it can bring to your financial security.

10 minute read
drawings of car, house and family

Managing my finances

6 steps to help you choose the right insurance

Choosing the right insurance can feel overwhelming. Here are 6 steps to help you understand what insurance is, types of coverages and key terms.

13 minute read
Two women sitting by a window

Resources

Financial Support and Resources

See what support services and resources are available to help you manage your money and financial well-being.

4 minute read

We are on a mission

  • Rocket ship

    Wages without waiting

    Traditional pay cycles make you wait for your pay, we’re here to help you access the money you’ve worked hard for.

  • Budgeting goals badge (arrow in bullseye)

    Budget better

    Budgeting is tough, so we look at your spending and create a tailored budget just for you. Your mum will be thrilled.

  • Repay the smarter way badge (lips)

    Flat rate

    Traditional lenders charge 50% - 120% in interest & fees. Um. We don’t even know what to say to that, other than don’t go there.

  • support image

    Loving you 24/7

    We know questions don’t pop up on schedule, so we’re here 24/7

  • secure image

    We play it safe

    We value and respect our customers, that includes their data.

  • access image

    Name the place & time

    We know you get around, so with us you can access your pay anywhere. Anytime.

Download

4.8 Stars

Join 700,000+ happy Aussies!