Keeping track of their loan repayment schedule to stay ahead with payments and manage finances effectively.

Managing my finances

How to Stay Ahead with Your Loan Repayments

Discover practical tips on how to stay ahead with your loan repayments. Learn strategies to manage payments effectively and reduce financial stress.

5 minute read
Understanding the different types of interest and how it can impact help you make better financial decisions

Managing my finances

Understanding Interest and How It Works

Learn how interest works, its impact on loans and savings, and how understanding it can help you make smart financial decisions and manage your money better.

6 minute read
Close up of light switch in off position as September 2024 Beforepay Cost of Living shows increase in utilities spending.

Cost of Living Index

September 2024 Beforepay Cost of Living Index

Australians increased their daily average spending by 1.5% in September 2024, driven by higher expenditures on entertainment and utilities.

3 minute read
Travelling on holiday with a tour

Budgeting and saving

Is It Cheaper to Travel Independently or Join a Tour?

Understand the differences between travelling alone or joining a tour, when planning their holiday. Discover which option is better for your needs and preferences.

4 minute read
A man planning his holiday around his holiday budget, taking into consideration the cost of accomodation, transport and food.

Managing my finances

Budgeting and saving

Your Guide to Planning a Holiday on a Budget

Learn how to plan your holiday based on the budget you’ve set aside. Understand where you can save and explore strategies to find better deals. Discover tips on saving money on necessities so you can enjoy your holiday without worrying about your budget.

6 minute read
Close up of hand pushing a shopping trolley in the grocery store.

Cost of Living Index

August 2024 Beforepay Cost of Living Index

Beforepay Cost of Living Index shows 7.3% drop in average daily spend for August, down to $65.74 from $70.55 in July following mid-year sales.

3 minute read
A detailed image of a financial savings plan being created, including setting goals, assessing financial situation, and dividing income into categories like needs, wants, and savings.

Managing my finances

Budgeting and saving

How to Create a Savings Plan That Works for You

Learn how to create a savings plan that works for you by setting clear financial goals, assessing your current situation, and managing your income. Discover a solid strategy that will guide you towards financial stability and help you achieve your goals.

5 minute read
Person holding shopping bags as mid-year sales and school holidays drive Aussie spending up 12.1% in July

Cost of Living Index

July 2024 Beforepay Cost of Living Index

Household spending surged 12.1% in July to $70.55, up from $62.91 in June, according to new figures from the Beforepay Cost of Living Index.

3 minute read
Basket full of meal prep ingredients for article on What are some budget-friendly meal prep ideas

Managing my finances

What Are Some Budget-Friendly Meal Prep Ideas?

Take a look at some budget-friendly meal ideas that could help you save on time and money.

5 minute read
Paper cut-out of family standing in front of house and car for article on how major purchases could impact your tax return

Tax time tips

How Major Purchases Could Impact Your Tax Return

Take a look at examples of some major purchases and the different ways they might impact the things you consider when lodging your tax return.

4 minute read
A couple preparing to lodge their tax return

Tax time tips

How to Avoid Penalties When Doing Your Tax Return

Feel confident when lodging your tax return with these tips to stay on track and avoid penalties.

4 minute read
Laptops on a bench in a store as the June 2024 Beforepay Cost of Living Index sees durable goods drive a 3.7% increase in daily average spend during the end of financial year

Cost of Living Index

June 2024 Beforepay Cost of Living Index

Beforepay Cost of Living Index reveals daily average spending jumps 3.7% as Australians splurge on durable goods during the end of financial year.

3 minute read

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