Person planning a holiday online and searching for the best deals.

Budgeting and saving

5 Places to Find Travel Deals

In need of a holiday but don’t know where to start? We found these 5 places to look for travel deals ahead of your next vacation.

10 minute read
Budgeting and planning for travel or holidays.

Budgeting and saving

Behind Beforepay: What’s Been Your Best Budget Holiday?

Score some great tips on how to travel on a budget, straight from the Beforepay team, in the latest edition of Behind Beforepay.

9 minute read
Choosing a simple, practical home workout setup over an unused gym membership.

Budgeting and saving

Is a Home Gym Cheaper Than a Commercial Gym?

Is a home gym cheaper than a commercial gym membership? Discover how you can build a home gym that syncs with your lifestyle and budget.

7 minute read
Woman lying on bed, thinking before making a purchase.

Managing my finances

Budgeting and saving

What is the 48 Hour Spending Rule?

Discover the 48 hour spending rule and how it can help in breaking impulse buying habits and promote money mindfulness.

7 minute read
Couple discussing costs of renting vs. buying a home.

Managing my finances

Renting vs Owning: Understanding Your Housing Options

Not sure whether to rent or buy in 2025? Explore the pros, cons, and financial impact of each option to make the best decision for your lifestyle and budget.

5 minute read
Plumber fixing pipes under a sink.

Managing my finances

How to Build a Home Emergency Fund

Learn how to prepare for unexpected home expenses with this practical guide to building a home emergency fund and managing emergency repair costs.

7 minute read
Family enjoying a weekend watching TV together.

Managing my finances

Budgeting and saving

Why ‘No Spending Weekends’ are Trending and How They can Help You Reset Your Finances

A new trend is taking over TikTok – the “No Spending Weekend.” Learn why it’s resonating and how it can help you reset your budget, mental health, and money goals.

4 minute read
Building a savings habit with just $10 a week.

Managing my finances

Budgeting and saving

How to Save Money on a Tight Budget with the $10 Habit

Struggling to save money on a tight budget? Try the $10 savings habit—a simple, no-stress way to build financial security.

3 minute read
Coins stacked with trees growing on top, showing financial growth.

Managing my finances

Tax time tips

5 Signs You’re Making Progress With Your Money (Even if it Doesn’t Feel Like it)

Making financial progress doesn’t have to be flashy. Discover practical signs you’re on the right track and how Beforepay can support your next step.

3 minute read
Family members sharing inherited views about money and responsibility.

Managing my finances

The Shame of Money: Rewriting the Story We Tell Ourselves

Feel ashamed about money? You’re not alone. Explore where money shame comes from, how culture shapes our mindset, and how to rewrite your financial story with confidence and compassion.

5 minute read
Person adding coins to a piggy bank as savings grow like a pay rise.

Budgeting and saving

How to Give Yourself a Pay Rise Without Earning More

Want to increase your disposable income without a salary increase? Here’s how to give yourself a "pay rise" by adjusting your spending and financial habits.

6 minute read
Person in home goods store turning knob on microwave

Cost of Living Index

June 2025 Beforepay Cost of Living Index

EOFY drives 32% jump in durable shopping as June records the biggest monthly increase in household spending this year - Beforepay’s Cost of Living Index.

3 minute read

We are on a mission

  • Rocket ship

    Wages without waiting

    Traditional pay cycles make you wait for your pay. We’re here to help you access the money you’ve worked hard for, when you need it.

  • Budgeting goals badge (arrow in bullseye)

    Easy budgeting

    Budgeting is tough, so we look at your spending and create a tailored budget that you can also customise. 

  • Repay the smarter way badge (lips)

    Transparent fees

    We’re upfront about fees from the start, so you’ll always know what you owe before you borrow—no surprises along the way.

     

  • support image

    Loving you 24/7

    We know questions don’t pop up on schedule, so we’re here 24/7

  • secure image

    We play it safe

    We value and respect our customers, that includes their data.

  • access image

    Name the place & time

    We know you get around, so with us you can access your pay anywhere. Anytime.

Download

4.8 Stars

Join 700,000+ happy Aussies!