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Managing my finances

How to Spot Hidden Costs in Your Monthly Expenses

Learn how to uncover hidden costs in your monthly expenses and take control of your budget with these actionable tips and tools.

4 minute read
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Managing my finances

Popular

Pay Advance vs Personal Loan: How do You Know Which One to Choose?

Personal loan or pay advance? Understand the pros and cons of each and find out which financial tool can help you achieve your financial goals.

7 minute read
Woman looking at credit card

Managing my finances

How to Manage Unexpected Expenses Early in the Year

Unexpected expenses after the holiday? Learn practical tips and tools to manage January costs, stay on budget, and plan for a financially stress-free year.

4 minute read
Couple looking at computer

Managing my finances

6 Financial Mistakes to Avoid in 2025

Avoid common financial mistakes in the new year, like ignoring debt or overspending on holidays.

5 minute read
A young adult in Australia Christmas shopping in store

Cost of Living Index

December 2024 Beforepay Cost of Living Index

December 2024 Beforepay Cost of Living Index sees a sharp 11.1% month-on-month increase in daily average spend; 13.6% year-on-year.

3 minute read
Woman looking at phone while sitting on couch

Managing my finances

5 Financial Resolutions to Make for 2025

Start 2025 on the right foot with these 5 financial resolutions, including quarterly check-ups, alternative income streams, and more.

7 minute read
Man holding phone

Managing my finances

Popular

Top Financial Tips and Savings from Beforepay in 2024

Read about Beforepay's top financial tips, borrowing insights, and customer reviews of 2024. See how Beforepay helped Australians on their financial journeys!

5 minute read
Person holding credit card with computer

Cost of Living Index

November 2024 Beforepay Cost of Living Index

November 2024 Beforepay Cost of Living Index shows steady spending with a slight month-on-month decline in the lead-up to Christmas.

3 minute read
An image of a person using a buy now pay later service to make a purchase.

Managing my finances

Can Buy Now Pay Later Affect Your Loan Application?

Learn how frequent use of buy now pay later services can impact your loan applications and explore alternatives to support your long-term financial health.

5 minute read
Person holding petrol pump at petrol station

Cost of Living Index

October 2024 Beforepay Cost of Living Index

A 7.1% drop in petrol and auto expenses drove an overall month-on-month decrease in daily average spending for October 2024.

3 minute read
Person with tablet and gifts on table holding a credit card

Cost of Living Index

December 2023 Beforepay Cost of Living Index

Australians spent $66 on Christmas 2023, fuelled by lower petrol prices, according to the December 2023 Cost of Living Index.

3 minute read
Close up of light switch in off position as September 2024 Beforepay Cost of Living shows increase in utilities spending.

Cost of Living Index

September 2024 Beforepay Cost of Living Index

Australians increased their daily average spending by 1.5% in September 2024, driven by higher expenditures on entertainment and utilities.

3 minute read

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