Jars of savings with labels housing, savings and medical

Managing my finances

Budgeting and saving

How to Save Money: 36 Tips You Could Try to Build Your Savings

Learn 36 practical ways for how to save money to help you boost your savings. From tracking expenses to negotiating bills, this article covers it all!

8 minute read
A person pressing a light switch as utilities costs increases in Beforepay Cost of Living Index for May 2024

Cost of Living Index

May 2024 Beforepay Cost of Living Index

Consumer spending shows a significant decrease of 4.09% month-on-month in May 2024 from an average of $63.28 to $60.69 per day, according to the Beforepay Cost of Living Index.

2 minute read

Managing my finances

Why Should I Care About the Federal Budget?

How does the federal budget really impact our daily lives? Read on to find out and for tips for how to navigate any changes.

5 minute read
A person paying with her phone in a cafe as the Beforepay Cost of Living Index for April 20242 shows a 5% month-on-month increase in daily averages spending

Cost of Living Index

April 2024 Beforepay Cost of Living Index

Consumer spending rebounds as the daily average spend jumps 5% month-on-month to $63.28 in April 2024, according to the Beforepay Cost of Living Index.

3 minute read
Beforepay released the March 2024 Cost of Living Index today,  reveals consumer spending decreased by 0.82% month-on-month in March. The new data shows daily average spending dropped to $60.28 in March, down from $60.78 in February.

Cost of Living Index

March 2024 Beforepay Cost of Living Index

Beforepay released the March 2024 Cost of Living Index today, reveals consumer spending decreased by 0.82% month-on-month in March.

3 minute read
Woman smiling holding her phone to apply for a pay advance

Managing my finances

6 Common Myths About Pay Advances

Pay advances can serve as a reliable safety net when you find yourself facing unexpected expenses. Debunk these common myths about pay advances!

5 minute read
A hat and clothes in a suitcase for a cheap holiday

Budgeting and saving

8 Ways to Keep Your Holidays Cheap and Budget-Friendly

Explore 8 easy ways to keep your holiday budget-friendly! From smart spending to local eats, enjoy your vacation without the financial stress.

4 minute read
The Beforepay Beat newsletter logo

Budgeting and saving

Ways to Boost Your Financial Independence

March 2024 Beforepay Beat highlights: Learn about debunking common homeownership myths and steps to help you increase your salary.

3 minute read
Two people moving into their first home together

Managing my finances

6 Common Myths About Buying Your First Home

Ready to buy your first home? Don't fall for these common myths! Discover the reality about being a homeowner with our tips and insights.

7 minute read
A couple discussing personal loans

Managing my finances

Resources

Personal Loan Tips for First Time Borrowers

Navigate personal loans confidently with our guide for first-time borrowers. Explore tips on determining loan amounts, and finding the right option.

8 minute read
A mother feeding her child while working from home after maternity leave.

Managing my finances

Resources

Tips to Ease Your Return to Work After Maternity Leave

Get ready to return to work after maternity leave with our organised guide, including checklists for 30 days and 1 week before your return.

6 minute read

Cost of Living Index

February 2024 Beforepay Cost of Living Index

February sees 4.6% uplift in spending with a twist in Valentine's day habit, according to the February 2024 Beforepay Cost of Living.

3 minute read

We are on a mission

  • Rocket ship

    Wages without waiting

    Traditional pay cycles make you wait for your pay. We’re here to help you access the money you’ve worked hard for, when you need it.

  • Budgeting goals badge (arrow in bullseye)

    Easy budgeting

    Budgeting is tough, so we look at your spending and create a tailored budget that you can also customise. 

  • Repay the smarter way badge (lips)

    Transparent fees

    We’re upfront about fees from the start, so you’ll always know what you owe before you borrow—no surprises along the way.

     

  • support image

    Loving you 24/7

    We know questions don’t pop up on schedule, so we’re here 24/7

  • secure image

    We play it safe

    We value and respect our customers, that includes their data.

  • access image

    Name the place & time

    We know you get around, so with us you can access your pay anywhere. Anytime.

Download

4.8 Stars

Join 700,000+ happy Aussies!