An image of a person using a buy now pay later service to make a purchase.

Managing my finances

Can Buy Now Pay Later Affect Your Loan Application?

Learn how frequent use of buy now pay later services can impact your loan applications and explore alternatives to support your long-term financial health.

5 minute read
A family having a great time celebrating Christmas on a budget

Budgeting and saving

3 Budget-Friendly Tips to Help Save on Christmas

Discover three budget-friendly tips to save on Christmas celebrations. Create memorable holidays without overspending.

4 minute read
A guy pointing at Finder awards and Beforepay logo

Beforepay a Finalist in 2024 Finder Innovation Awards

Beforepay finished among the top brands in the online customer service and lending innovation categories at this year's awards.

3 minute read
Wrapped gifts under $50

Budgeting and saving

Gift Ideas Under $50

Discover affordable gift ideas under $50 for children, partners, friends, and family that are thoughtful for any occasion.

7 minute read
Person holding petrol pump at petrol station

Cost of Living Index

October 2024 Beforepay Cost of Living Index

A 7.1% drop in petrol and auto expenses drove an overall month-on-month decrease in daily average spending for October 2024.

3 minute read
Person with tablet and gifts on table holding a credit card

Cost of Living Index

December 2023 Beforepay Cost of Living Index

Australians spent $66 on Christmas 2023, fuelled by lower petrol prices, according to the December 2023 Cost of Living Index.

3 minute read
Asking questions and checking the loan agreement before taking out a loan

Managing my finances

6 Questions to Ask Yourself Before Taking Out a Loan

Considering a loan? Ask yourself these six crucial questions to ensure you make a well-informed decision and avoid financial pitfalls. Read our guide for essential insights.

6 minute read
Keeping track of their loan repayment schedule to stay ahead with payments and manage finances effectively.

Managing my finances

How to Stay Ahead with Your Loan Repayments

Discover practical tips on how to stay ahead with your loan repayments. Learn strategies to manage payments effectively and reduce financial stress.

5 minute read
Understanding the different types of interest and how it can impact help you make better financial decisions

Managing my finances

Understanding Interest and How It Works

Learn how interest works, its impact on loans and savings, and how understanding it can help you make smart financial decisions and manage your money better.

6 minute read
Close up of light switch in off position as September 2024 Beforepay Cost of Living shows increase in utilities spending.

Cost of Living Index

September 2024 Beforepay Cost of Living Index

Australians increased their daily average spending by 1.5% in September 2024, driven by higher expenditures on entertainment and utilities.

3 minute read
Travelling on holiday with a tour

Budgeting and saving

Is It Cheaper to Travel Independently or Join a Tour?

Understand the differences between travelling alone or joining a tour, when planning their holiday. Discover which option is better for your needs and preferences.

4 minute read
A man planning his holiday around his holiday budget, taking into consideration the cost of accomodation, transport and food.

Managing my finances

Budgeting and saving

Your Guide to Planning a Holiday on a Budget

Learn how to plan your holiday based on the budget you’ve set aside. Understand where you can save and explore strategies to find better deals. Discover tips on saving money on necessities so you can enjoy your holiday without worrying about your budget.

6 minute read

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