Managing my finances
Renting vs Owning: Understanding Your Housing Options
Not sure whether to rent or buy in 2025? Explore the pros, cons, and financial impact of each option to make the best decision for your lifestyle and budget.
Managing my finances
How to Build a Home Emergency Fund
Learn how to prepare for unexpected home expenses with this practical guide to building a home emergency fund and managing emergency repair costs.
Managing my finances
Budgeting and saving
What 'No Spending Weekends' Are and How They Can Help You Reset Your Finances
A new trend is taking over TikTok – the “No Spending Weekend.” Learn why it’s resonating and how it can help you reset your budget, mental health, and money goals.
Managing my finances
Budgeting and saving
How to Save Money on a Tight Budget with the $10 Habit
Struggling to save money on a tight budget? Try the $10 savings habit—a simple, no-stress way to build financial security.
Managing my finances
Tax time tips
5 Signs You’re Making Progress With Your Money (Even if it Doesn’t Feel Like it)
Making financial progress doesn’t have to be flashy. Discover practical signs you’re on the right track and how Beforepay can support your next step.
Managing my finances
The Shame of Money: Rewriting the Story We Tell Ourselves
Feel ashamed about money? You’re not alone. Explore where money shame comes from, how culture shapes our mindset, and how to rewrite your financial story with confidence and compassion.
Budgeting and saving
How to Give Yourself a Pay Rise Without Earning More
Want to increase your disposable income without a salary increase? Here’s how to give yourself a "pay rise" by adjusting your spending and financial habits.
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Cost of Living Index
June 2025 Beforepay Cost of Living Index
EOFY drives 32% jump in durable shopping as June records the biggest monthly increase in household spending this year - Beforepay’s Cost of Living Index.
Budgeting and saving
Tax time tips
Spend it or Save it? What to do With Your Tax Refund This Year.
Looking forward to your tax refund? Here’s how to make it work harder for you, from paying down debt to boosting savings and treating yourself wisely.
Managing my finances
Superannuation 101: How to Boost Your Retirement Savings at EOFY
Make EOFY work for your future – learn how superannuation contributions can lower tax and grow your retirement savings.
Budgeting and saving
A 5-Step Plan to Maximising EOFY Sales
Maximise EOFY sales to invest in your future with smart shopping tips. Learn how to save on utilities, claim tax benefits, and upgrade your skills responsibly.
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Cost of Living Index
May 2025 Beforepay Cost of Living Index
Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index.
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Wages without waiting
Traditional pay cycles make you wait for your pay. We’re here to help you access the money you’ve worked hard for, when you need it.
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Easy budgeting
Budgeting is tough, so we look at your spending and create a tailored budget that you can also customise.
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Transparent fees
We’re upfront about fees from the start, so you’ll always know what you owe before you borrow—no surprises along the way.
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Loving you 24/7
We know questions don’t pop up on schedule, so we’re here 24/7
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We play it safe
We value and respect our customers, that includes their data.
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Name the place & time
We know you get around, so with us you can access your pay anywhere. Anytime.
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