Budgeting and saving
Tax time tips
Spend it or Save it? What to do With Your Tax Refund This Year.
Looking forward to your tax refund? Here’s how to make it work harder for you, from paying down debt to boosting savings and treating yourself wisely.
Managing my finances
Superannuation 101: How to Boost Your Retirement Savings at EOFY
Make EOFY work for your future – learn how superannuation contributions can lower tax and grow your retirement savings.
Budgeting and saving
A 5-Step Plan to Maximising EOFY Sales
Maximise EOFY sales to invest in your future with smart shopping tips. Learn how to save on utilities, claim tax benefits, and upgrade your skills responsibly.
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Cost of Living Index
May 2025 Beforepay Cost of Living Index
Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index.
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Managing my finances
Your Guide to Budget Holidays in Australia
Explore budget-friendly Australian holiday destinations, travel tips, sample itineraries, and planning advice.
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Cost of Living Index
April 2025 Beforepay Cost of Living Index
Australians cut back on spending in April 2025, with significant drops in utility bills and fitness expenses, according to the Beforepay Cost of Living Index.
How to Reduce Your Mobile and Internet Bills
How to reduce your phone bill and save on internet costs in Australia. Simple tips and negotiation strategies to lower your costs.
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Resources
Finding Safe and Sensible Loan Options When You're on Centrelink
Explore safe and affordable loan options if you're on Centrelink with bad credit. Understand what to avoid, and alternatives to support your finances.
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Resources
Your Guide to Budgeting on Centrelink
Budgeting on Centrelink? Learn practical tips to manage your money, align with your payment cycle, and access tools to stay on top of bills and expenses.
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Resources
Can Pensioners Get a Loan Without a Credit Check? What You Need to Know
Are no credit check loans safe for pensioners on Centrelink? Learn what they really mean, what risks to watch for, and explore safer alternatives.
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Resources
What Are Your Options if You're out of Work and Need Money Fast?
Need emergency cash while unemployed? Explore safe loan options, what to avoid with payday lenders, and where to get financial help.
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Resources
Can You Get a Loan on Centrelink With Bad Credit?
Wondering if you can get a loan on Centrelink with bad credit? Learn how lenders assess risk, what to avoid, and explore safer alternatives.
We are on a mission
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Wages without waiting
Traditional pay cycles make you wait for your pay. We’re here to help you access the money you’ve worked hard for, when you need it.
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Easy budgeting
Budgeting is tough, so we look at your spending and create a tailored budget that you can also customise.
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Transparent fees
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We value and respect our customers, that includes their data.
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