Managing my finances
Tax time tips
5 Signs You’re Making Progress With Your Money (Even if it Doesn’t Feel Like it)
Making financial progress doesn’t have to be flashy. Discover practical signs you’re on the right track and how Beforepay can support your next step.
Managing my finances
The Shame of Money: Rewriting the Story We Tell Ourselves
Feel ashamed about money? You’re not alone. Explore where money shame comes from, how culture shapes our mindset, and how to rewrite your financial story with confidence and compassion.
Budgeting and saving
How to Give Yourself a Pay Rise Without Earning More
Want to increase your disposable income without a salary increase? Here’s how to give yourself a "pay rise" by adjusting your spending and financial habits.
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Cost of Living Index
June 2025 Beforepay Cost of Living Index
EOFY drives 32% jump in durable shopping as June records the biggest monthly increase in household spending this year - Beforepay’s Cost of Living Index.
Budgeting and saving
Tax time tips
Spend it or Save it? What to do With Your Tax Refund This Year.
Looking forward to your tax refund? Here’s how to make it work harder for you, from paying down debt to boosting savings and treating yourself wisely.
Managing my finances
Superannuation 101: How to Boost Your Retirement Savings at EOFY
Make EOFY work for your future – learn how superannuation contributions can lower tax and grow your retirement savings.
Budgeting and saving
A 5-Step Plan to Maximising EOFY Sales
Maximise EOFY sales to invest in your future with smart shopping tips. Learn how to save on utilities, claim tax benefits, and upgrade your skills responsibly.
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Cost of Living Index
May 2025 Beforepay Cost of Living Index
Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index.
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Managing my finances
Your Guide to Budget Holidays in Australia
Explore budget-friendly Australian holiday destinations, travel tips, sample itineraries, and planning advice.
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Cost of Living Index
April 2025 Beforepay Cost of Living Index
Australians cut back on spending in April 2025, with significant drops in utility bills and fitness expenses, according to the Beforepay Cost of Living Index.
How to Reduce Your Mobile and Internet Bills
How to reduce your phone bill and save on internet costs in Australia. Simple tips and negotiation strategies to lower your costs.
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Resources
Finding Safe and Sensible Loan Options When You're on Centrelink
Explore safe and affordable loan options if you're on Centrelink with bad credit. Understand what to avoid, and alternatives to support your finances.
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