Budget holidays in Australia

The contents provided on this page are for informational purposes only and do not constitute financial advice. Consider your personal circumstances and objectives before making any financial decisions.

A complete guide to affordable getaways, travel tips, and money-smart planning

Taking time off shouldn’t mean stretching your finances. Whether you’re dreaming of a spontaneous weekend getaway or planning a family road trip, there are a number of ways to holiday around Australia—without blowing your budget.

In this guide, we’ll go through what you need to plan a budget-friendly escape. From low-cost travel ideas and cheap destination guides to practical savings tips and funding options, this is your go-to resource for stress-free holidays that won’t leave you financially stretched.

Already planning your next trip? Learn how you could get fast cash loans 24/7 with Beforepay Pay Advance to help you cover any extra or unplanned costs —responsibly.

Why budget holidays make sense right now

We all deserve a break, but holidays can feel out of reach—especially with rising rent, groceries, and fuel prices. That’s why more Australians are turning to budget-friendly travel. 

Budget travel is about maximising value, not just cutting costs. You’ll find hidden gems, connect with locals, and enjoy experiences that might just be more memorable than high-end alternatives.

And the best part? You’ll come back refreshed, not stressed about your bank balance.

Top budget-friendly destinations in Australia (by travel type)

Whether you’re into coastlines, bushwalks or weekend city breaks, there’s something for everyone. Here are our favourite picks based on what kind of traveller you are:

For nature lovers

• The Grampians (VIC) – Hike scenic trails, spot wildlife, and camp under the stars—all for free or very low cost.
• Blue Mountains (NSW) – Just two hours from Sydney by train. Walks, waterfalls, and views that won’t cost you a cent.
• Freycinet National Park (TAS) – Pitch a tent near Wineglass Bay or stay in cosy budget cabins.

For beach breaks

• Jervis Bay (NSW) – Turquoise waters and white sand beaches with affordable campsites and guesthouses.
• Sunshine Coast Hinterland (QLD) – Visit waterfalls, mountain lookouts, and charming towns like Maleny or Montville.
• Robe (SA) – A historic fishing village with free coastal trails and relaxed vibes.

For urban explorers

• Hobart (TAS) – A walkable city with free museums, scenic views, and vibrant local markets.
• Canberra (ACT) – Culture on a budget. Most museums, galleries and attractions are free or low cost.
• Adelaide (SA) – Explore laneways, beach suburbs and botanic gardens, with some of the best value food scenes.

Want more travel inspiration? Check out our blog on Cheap holidays in Australia

Ways to save on your next holiday

Whether you're planning ahead or booking last-minute, here are some of the best ways to cut costs without cutting corners:

1. Travel off-peak – You’ll save on everything from flights to accommodation.
2. Compare fuel prices – Find cheap petrol with apps like FuelMap or PetrolSpy.
3. Book mid-week stays – Hotels and Airbnbs might drop prices on weekdays.
4. Plan your meals – Self-cater where you can or look for budget-friendly eats.
5. Look for free local events – Councils often host free festivals, movies or concerts.
6. Bring your own entertainment – Games, books or downloaded playlists are free fun.
7. Use public transport – It’s often cheaper (and more relaxing) than driving in cities.
8. Set a holiday spending limit – Budget for daily costs, and track as you go.

For more detailed tips, read 8 ways to keep your holidays cheap and budget-friendly

Sample itineraries for every budget

Weekend getaway under $300

• Stay: Cabin or camping two nights
• Transport: Shared fuel costs or regional train
• Activities: National park hikes, local cafes, sunset views
• Tip: BYO snacks and board games for relaxed downtime

Four-day road trip for under $500

• Route: Brisbane to Sunshine Coast and Noosa Hinterland
• Stay: Mix of budget motels and campgrounds
• Free stops: Lookouts, waterfalls, and beach picnics
• Travel with friends to share expenses

One-week nature retreat under $1,000

• Destination: Grampians or Tasmania
• Stay: Budget-friendly cabin, hostel, or campsite
• Meals: Plan meals and shop local
• Total includes transport, food, and activities

Your budget holiday planning checklist

• Choose dates and travel companions
• Pick a budget-friendly destination
• Book accommodation early
• Research free and low-cost activities
• Create a travel budget and track your spend
• Use a Pay Advance like Beforepay to spread out costs or handle unexpected expenses if needed.

Need help structuring your holiday savings? Check out Your guide to planning a holiday on a budget

Need a hand with upfront costs?

Even budget trips come with upfront expenses—like flights, bookings, or car hire— and sometimes unexpected expenses too! A flat tyre, last-minute accommodation change, travel cancellations, or emergency expenses can pop up when you least expect them. Beforepay Pay Advance might be able to help with these extra or emergency expenses. 

Beforepay’s Pay Advance option lets you access extra funds in a responsible, flexible way, so you can stay focused on enjoying your holiday rather than stressing about the cost. 

With Beforepay Pay Advance, you can:

• get funds in as little as 5 minutes.
• access up to $2,000 for only a fixed 5% fee - no interest, no late fees. Subject to eligibility. T&Cs apply.
• cover extra costs quickly and repay in up to 4 instalments. 
• avoid expensive options like payday loans.

Frequently asked questions

Can I really take a holiday on a tight budget?
Yes. It’s all about where you go, when you travel, and how you spend. Free activities, smart transport choices and shared costs all help.

Is it cheaper to travel in summer or winter?
Winter (outside of ski areas) is generally cheaper, but off-peak times like autumn or spring can be a sweet spot.

How much should I budget for a local holiday?
That depends on where and how you travel. You could have a great weekend trip for $300 or a week-long getaway for under $1,000 with careful planning.

Is it responsible to use a Pay Advance for holidays?
A Pay Advance might be able to help with any extra or unplanned expenses. Review your finances, ensure you've budgeted carefully, and check that you are confident in your ability to repay. 

Explore more resources

• Cheap holidays in Australia
• Your guide to planning a holiday on a budget
• 8 ways to keep your holidays cheap and budget-friendly
• 6 questions to ask yourself before taking out a loan

A well-planned break doesn’t have to cost a fortune. With smart planning and savvy spending, you can enjoy a getaway that fits your lifestyle and your budget.

Disclaimer: Beforepay Group Ltd, ABN: 63 633 925 505. Beforepay allows eligible customers to access their pay and provides budgeting tools. Beforepay does not provide financial products, financial advice or credit products. The views provided in this article include factual information and the personal opinions of relevant Beforepay staff and do not constitute financial advice. Beforepay and its related bodies corporate make no representation or warranty, express or implied, as to the accuracy, completeness, timeliness or reliability of the contents of this blog post and do not accept any liability for any loss whatsoever arising from the use of this information. Please read our Terms of Service carefully before deciding whether to use any of our services.