The Beforepay Beat

Learn how frequent use of buy now pay later services can impact your loan applications and explore alternatives to support your long-term financial health.

A 7.1% drop in petrol and auto expenses drove an overall month-on-month decrease in daily average spending for October 2024.

Australians spent $66 on Christmas 2023, fuelled by lower petrol prices, according to the December 2023 Cost of Living Index.

Australians increased their daily average spending by 1.5% in September 2024, driven by higher expenditures on entertainment and utilities.

Beforepay Cost of Living Index shows 7.3% drop in average daily spend for August, down to $65.74 from $70.55 in July following mid-year sales.

Household spending surged 12.1% in July to $70.55, up from $62.91 in June, according to new figures from the Beforepay Cost of Living Index.

Beforepay Cost of Living Index reveals daily average spending jumps 3.7% as Australians splurge on durable goods during the end of financial year.

Learn 36 practical ways for how to save money to help you boost your savings. From tracking expenses to negotiating bills, this article covers it all!

Consumer spending shows a significant decrease of 4.09% month-on-month in May 2024 from an average of $63.28 to $60.69 per day, according to the Beforepay Cost of Living Index.

How does the federal budget really impact our daily lives? Read on to find out and for tips for how to navigate any changes.

Consumer spending rebounds as the daily average spend jumps 5% month-on-month to $63.28 in April 2024, according to the Beforepay Cost of Living Index.

Beforepay released the March 2024 Cost of Living Index today, reveals consumer spending decreased by 0.82% month-on-month in March.

February sees 4.6% uplift in spending with a twist in Valentine's day habit, according to the February 2024 Beforepay Cost of Living.

Australians tighten their belts after the holidays with 10.2% spending decline in January, according to the latest Cost of Living Index.

Dive into our A-Z financial resolutions for easy steps toward confidence and control, from emergency savings to meal prepping.

Consumer spending declines 1.01% in October 2023 accroding to the Beforepay Cost of Living Index.

Daily average spending down 1.3% in September 2023 as petrol prices rise, according to the Beforepay Cost of Living Index.

Looking for cheap petrol near you? Here are 7 apps that could help you save the next time you plan to fill up.

September 2023 Beforepay Beat highlights: Common signs something might be a scam and tips for staying safe when shopping online.

We sat down with Beforepay’s Chief Technology Officer, Rajini Carpenter, to break down what cybersecurity is and tips for keeping your information safe!

Daily average spending declines 4.9% in August 2023, according to the Beforepay Cost of Living Index.

From anti-virus protection to zero-day exploits, learn key cybersecurity terms to protect yourself from online scams and threats when using the internet.

August 2023 Beforepay Beat highlights: Simple and stress-free ways to make extra cash, and things you could rent out to make some extra money.

Beforepay has been highly commended in the Finder Customer Satisfaction Awards 2023, rated by real customers with real experiences.

Explore simple and creative ways you could make extra money, from growing your savings to starting a side hustle.

Daily spending rose by 10.6% from $58.88 in June 2023 to $65.13 in July 2023, according to the Beforepay Cost of Living Index.

Beforepay newsletter: Tips to help you navigate job loss

Explore strategies, resources and support to overcome the challenges of job loss and navigate career transitions effectively.

Daily spending rose by 6.1% from $55.49 in May 2023 to $58.88 in June 2023, according to the Beforepay Cost of Living Index.

June 2023 Beforepay Beat highlights: Unlock early access to your tax refund, and tips to get the most out of your tax return.

May 2023 Beforepay Beat highlights: The importance of an emergency fund, cost of living in April, and how to send more money overseas with Beforepay and Western Union.

Learn how you could maximise your tax return with these 7 things you can do when you lodge your tax return this year.

Why wait weeks for your tax refund? Get your tax refund sooner with a Tax Refund Advance through Beforepay and H&R Block Australia.

Spending fell in May 2023, with the average daily spending for Australians down 5.7% from $58.84 to $55.49, according to the Beforepay Cost of Living Index.

Get a head start on your taxes with our guide on preparing for your lodge tax return. This article provides tips to make the process easier.

April saw a 2.9% month-on-month increase in the daily cost of living, up to $58.84 from $57.17 in March, according to the Beforepay Cost of Living Index.

Learn why having an emergency fund is crucial and how it can benefit you. Find out tips and strategies to start saving for unexpected events.

How to send money overseas and find the best international money transfer service, with tips from Western Union.

April 2023 Beforepay Beat highlights: Grocery items costing more and how you could save, cost of living drops in March, and tips for managing rising rent.

March saw a 1.8% month-on-month decrease in the daily cost of living, down to $57.17 from $58.23 in February, according to the Beforepay Cost of Living Index.

Why grocery shopping has become expensive amid the rising cost of living, and things you can do to save money on your groceries.

Are you feeling the pressure of the rental crisis and rising rent in Australia? Learn 8 practical ways to save money and ease the cost of living stress.

March 2023 highlights from The Beforepay Beat: How to feel confident about your finances, tips to keep your debt under control, and utilities prices driving up the average daily cost of living.

These 6 simple practices could help you make informed decisions about your financial future and provide ways to get better at managing your debt.

February saw a 2.5% month-on-month increase in the daily cost of living, up to $58.23 from $56.83 in January, according to the Beforepay Cost of Living Index.

Highlights from the February 2023 edition of The Beforepay Beat newsletter: Tips to boost your salary, in-demand skills and a snapshot of spending on Valentine's Day!

The average daily cost of living has fallen by 8% month-on-month from $62.02 in December 2022 to $56.83 in January 2023, a 1.6% increase year on year.

Learn how you can access financial support for education, including what you need to know about HELP loans, as well as alternative study loan options.

Find out how you might be able to increase your salary, from asking for a pay rise and navigating salary negotiations to upskilling to boost your earning potential.

Take on our 7 Day Savings Challenge to boost your savings and start positive money management habits that you can take into the year ahead!

Rising energy prices could mean higher electricity bills. See how much Aussies spend on their electricity bills and how you could save money on yours.

Highlights from the November/December 2022 edition of The Beforepay Beat newsletter: Introducing Beforepay's new Compare and Save platform.

New data shows the daily cost of living for the average Australian in November 2022 increased by only 1% over the month to $60.48. This represents an increase from $59.78 in October 2022 and from $60.23 in November 2021.

Thinking about how to keep your finances in check over Christmas and New Year? Stick to your budget and save with these money tips!

Highlights from the October/November edition of The Beforepay Beat newsletter: 9.2% increase in utility bills leads jump in daily spending for October 2022, bank fees costing Australia billions (and how to avoid paying them!), and the history of the piggy bank!

Rising utility prices and grocery bills are consuming Australian wages as new Beforepay data shows the daily cost of living increased 1.6% to $59.78 in October 2022 from $58.81 in September.

Bank fees are costing Australians billions of dollars ever year. Here are some common bank fees to be aware of and ways to avoid paying them and save.

Try these 5 steps for managing your financial wellbeing to build resilience and gain confidence and control when it comes to your money.

Australia's daily spending drops 29% in September but is up 1.6% annually. Money insights, tips and more in the latest edition of The Beforepay Beat.

Daily spending for the average Australian dropped 29% in September 2022 to $58.81, from $83.27 in August, according to the Beforepay Cost of Living Index.

If you’re looking for ways to save money amid inflation and rising costs, reviewing your subscriptions might be a good place to start.

The rising cost of living sees daily spending jump 25% to $83.27 in August 2022. Money insights, tips and more in the latest edition of The Beforepay Beat.

Australia's daily spending jumps 25% in August 2022, to $83.27 per day. This is a daily spending increase from $66.46 in July 2022.

A comparison of Pay On Demand™ and credit cards reveals why more people are choosing Pay On Demand™ as the ethical, customer-friendly way to access cash.

The daily cost of living for the average Australian jumped 18.2% in July, to $66.46 per day. The figure is drawn from the Beforepay Cost of Living Index.

Find out more about the Beforepay newsletter - your source for the latest tips and updates to help you stay on track and in control of your finances!

Make your tax refund go further with these smart and creative ways to spend or save what you get back from your tax return.

Prepare to lodge and maximise your tax return with these tips we’ve pulled together with help from the tax experts, H&R Block.

A look at how the rising cost of living is impacting everyday working Australians, and money management tips to help.

How simple, everyday habits can help you improve your financial literacy, manage your money better, and take back control of your finances.

The Easter long weekend is just around the corner. Check out these planning tips to help you make the most of your budget and time this long weekend.